What our clients say about us
We have known Clarice for years and we know how good she is at what she does, when she decided to start her own company we were very excited for her and to work with her when it came to all our financial advice/services needs. It is necessary to ensure the protection of not just ourselves but also for our children. We initially thought that getting our own house was difficult and stressful, until we had Clarice help us.
We totally trust Clarice and we consider her as family. We have known her for a long time and we consider her as family. With the help of Clarice she was able to get us the most appropriate insurance that we need. Having Clarice help us get our home loan was the best decision we have made.
Working with her was stress-free and easy because she had our best interest at heart. The whole process was awesome especially when you have Clarice working for you. We didn't have to worry about anything as she was always there to assist every step of the way. I will and I have wholeheartedly recommended Clarice to everyone I know because she is that good.
We will never go to anybody else, having a person who has your best interest at heart is priceless. Future Secure's servicesare individualized and customer/client focused. They don't have that one size fits all mentality. They tailor their services to fit their customer's/client's individual needs, and they do all of this with care, respect and integrity.

Joshua & Kristy Manlunas
Adviser - Clarice Parinas
Service - Home Loan & Personal Risk Insurance
My name is Monette, I am working as a Registered Nurse in the hospital and my husband Yves, works at a shipping company. We came to know of Future Secure Financial Services through my mum who is also their client. Initially, we weren’t paying much attention about insurance as it wasn’t our priority at that time. We didn’t see the importance of getting one. Getting a home loan and buying a house is a daunting process. It is one of the big decisions that you have to make as an adult. We thought that it would be complicated and impossible. There are lots of things to consider like deposit, mortgage, interest rates, attending open homes, negotiations and so on.. After Future Secure Financial Services presented to us about their personal risk insurance and home loan process and its benefits, my husband and I were convinced that we should get an insurance and start our home loan application. After their presentation, we were able to see the importance of getting an insurance and starting our home loan application.
We have heard positive reviews and feedbacks from family,friends and other clients about Clarice’s services. On our very first meeting, Clarice has already established a good rapport with us. She was able to fully explain to us about the whole process of getting insurance and home loan. Yves and I are very grateful for all the help and amazing work that she has done on our behalf. She was able to discuss with us our financial goals and was able to negotiate a better deal that would suit us. It’s a long process but Clarice was able to make it easier for us by completing all the paperwork needed and it was less stressful for Yves and I. She was able to guide us through the complex aspects of home loan process. She was able to answer any questions or doubts that we had. Clarice goes beyond what is expected of her. She makes sure that we are fully informed of all the details before we make any decisions regarding the insurance and home loan process.
We will definitely recommend Clarice to other people as she is easy to work with, very professional and approachable. She will guide you step by step and give you advise/recommendation on what to do next. Working with Future Secure Financial Services has been a blessing to Yves and I. They have helped us gain more confidence and peace of mind knowing that we have financial protection should the unexpected happen. Moreover, they have also helped us get our foot on the property ladder. Thank you so much Future Secure Financial Services!
Yves and Monette
Adviser - Clarice Parinas
Service - Home Loan and Personal Risk Insurance
I am a retail manager for a small business here in NZ who has recently acquired residency. I have known Future Secure Financial Services through a friend.
I have always seen insurances as personal investments, as a means of protection for the unforeseeable future. For me personal risk insurance is securing a solution to a possible conflict in the future that pertains to my ability to provide for the people I love.
Growing up, my parents had insurances, even until now. They even enrolled me and my siblings in different health and educational insurances when we were younger. Somehow, having those insurances protected us in certain ways like having enough money to continue studying or getting the money back when the policy matured. Hence, I have a good level of trust in having an insurance because it worked in my case. I personally wanted personal risk insurance because if something happened to me, I don't want to be a burden to the people I love.
I met Kathy at our previous educational institution, Toi Ohomai in Rotorua. Aside from becoming a good friend, I know that Kathy has extensive experience in sales as she was a top medical representative for a multinational company in the Philippines. So when she discussed the products she offers for my personal risk insurance, I felt she was knowledgeable and had the skill to analyze my situation and the questions I raised.
Kathy was quite responsive, polite and I have always felt that I was a valued customer. She had a high level of understanding about the policies.
My experience with Kathy was that she ran the process step by step. I was actually a bit impatient because I already trusted her as a friend so I know she would not jeopardize me and I would just like to sign immediately. However, she continuously affirmed professionalism by going through the process methodologically instead of skipping an area of the policy.
I already have recommended Kathy because of the overall dedication to treating me as a valued customer aside from having a great knowledge of the policies.
Jeff Tejada
Adviser - Kathy Almencion
Service - Personal Risk Insurance
We are Arlene and Wendyl from Laguna Philippines with 2 kids (all boys ages 13 and 7). Currently living in Lower Hutt, Wellington. We knew Future Secure as it was referred to us by a friend.
As much as we wanted to have a home 2 yrs ago, because of some negative advice from some people it does not come to our thoughts to open up on a home loan.
My brother pushed us to try for a home loan instead of paying rent.
We have different adviser for our insurance but our friend told us to try Clarice for advice regarding pre approval from the bank..and it all started......
Aside from she is very knowledgeable with regards to home loan, Clarice is also very kind and approachable. She entertain all our queries even on late hours.
We are amazed at how she is able to provide us with solutions to very tricky problems or situations.
We never regret to know Clarice and be our home loan adviser.
Future Secure provides the clients complete information of their product and because of your Future Secure Financial Services we have this house now that we call HOME
Wendyl and Arlene
Adviser - Clarice Parinas
Service - Home Loan
I joined Asteron Life in June 2017, encouraged by my husband who was already a policyholder. At first, I was hesitant, mainly due to financial concerns and doubts about needing life insurance. But my husband reminded me it’s about peace of mind, and Sis Clarice also advised that it could help with future plans, like buying a home.
Almost 8 years later, by God’s grace, we managed to keep up with our premiums despite life’s financial demands. Recently, we were pre-approved to buy our first home, an exciting milestone. And later, we officially became a HOME OWNER. However, around the same time, I began experiencing severe symptoms. After tests and a referral, I was diagnosed with Stage 1A cancer. It was a difficult time, but I thank GOD it was caught early, and the surgery was a success.
Soon after, Sis Clarice reached out for a policy review. When she learned about my diagnosis, she informed us we could file a trauma claim. With her constant support and follow-up, we submitted the claim, without expecting much. To our surprise, on August 13, 2025, she called to tell us the claim was approved and the funds were on their way.
This experience taught me how valuable Life insurance really is, not just for peace of mind, but for real, timely support. It also reminded me how important it is to review your policy as life changes.
I thank God! for His healing and pray for continued recovery.
Thank you so much, Sis Clarice and the Future Secure team!
Thank you, Asteron Life!
May God bless you all!
Best Regards
G.V.
G.V.
Adviser - Clarice Parinas
Service - Personal Risk Insurance
